Sports Clubs & Associations Insurance

HIFS provides insurance for thousands of sports clubs, sports associations, leagues, teams and governing bodies across the UK and would be delighted to help you with your insurance needs.

Why does a sports club or sports association need insurance?

Specialist sports insurance can provide protection should a player or member of the public be injured, if property is damaged, destroyed or stolen and can even protect the club, its committee and its members if they are faced with legal claims or prosecutions.

What insurance does a sports club or sports association need?

A small sports club may just need the following insurance:

Public Liability Insurance
Legal Expenses Insurance
Products Liability Insurance
Personal Accident Insurance
Employers Liability Insurance

Larger sports clubs may also want to consider insurance for the following:

  • Kit and Equipment
  • Hired Equipment
  • Club Buildings
  • Directors / Committee Members /trustees
  • Travel
  • Tour Operators Liability

  • Event Cancellation
  • Contract Works
  • Professional Indemnity
  • Stock
  • Loss of Licence

  • Money
  • Business Interruption
  • Equipment Breakdown
  • Prize Indemnity
  • Kidnap & Ransom

Player accident

Player accident policies cover amateur and professional sports players who may be injured while playing sport. The policy covers the players during the recognised competition time or during club approved training. Most sporting clubs require players to take out insurance policies, and the cost of the premium for these is covered at the time of player registration.

Prize indemnity and player bonus insurance

Prize indemnity insurance covers the policyholder for the value of an insured prize or a player bonus. Typical risks include golf hole-in-one, half-court basketball shot, soccer or rugby goal kicking and more. There is generally a limit, both for the maximum amount that can be claimed and the maximum amount for a single claim.


Cancellation insurance covers expenses that occur because of the cancellation, postponement, abandonment or relocation of an insured event, with the option to extend cover to include adverse weather.

As all sports clubs, leagues and associations are different their needs will all be different, therefore you need a policy that suits you.

It is vital that sport and recreation organisations protect their assets with adequate insurance.

HIFS insurance policies are designed to cover amateur and professional players, clubs, groups and associations and organisations in the sports industry.

There are a number of different types of specialised sports insurance categories, including business insurance packages or sports clients, which reflect typical business insurance types, plus additional categories.

Why should I contact HIFS?

At HIFS we have leveraged our networks, strong relationships, and our depth of knowledge in this space to customise insurance solutions for your needs.

  • Industry qualified and experienced team
  • Access to leading insurers and specialist insurers ensuring quality covers
  • Competitive premiums
  • Flexible payment options
  • Professional insurance review and free no obligation quotations

As experts in this area of insurance, we work closely with our clients to understand their unique needs. We approach insurance companies on your behalf to get a range of coverage and pricing options. We compare these options and present our recommendations to you. We then secure the insurance that you select and review it with you annually.

Our Service Locations

  • Pakenham
  • Glen Waverley
  • Dandenong
  • Wantirna
  • Toorak
  • Caroline Springs
  • Greensborough
  • Donvale
  • St Kilda
  • Southbank
  • Brighton
  • Boroondara
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1800 931 997
Monday - Friday, 8am - 7pm

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